Hey there esteemed Friends,
I’m pretty sure before you read this message, you’ve been bombarded with countless news, updates, and snippets so on and so forth about how BAD the current economic situation. Some experts even said that we’re moving from financial crisis into economic crisis – whatever that suppose to mean.
Regardless what they’re saying, let me ask you, ”What are you doing about it NOW?” Not yesterday, not tomorrow – what are you doing about it now?
Maybe I should be thankful that I got a job – A JOB – which without fail supply me with a steady monthly income and fund part of my expenses. What left I guess is the question whether the amount it provides me is enough or not.
But that’s not all…
…I can’t guarantee for how long my JOB is going to keep me!
With everything around me turning around faster than my Hyundai Matrix’s wheels at 110 km/hr I can’t safely say that tomorrow I still have my job. NO I can’t..
But I’m going to tell you what I AM doing now.
I’m typing of course (just kidding)! No, what I really want to tell you is now, right now, I’m on the lookout for something to supplement or possibly replace my job income. And not only looking for it, I’m actively testing them out.
Right now, many of tests are carried out off-line.
As far as I’m concern, testing things off-line provide instant gratification compared to on-line testing which I’ve found it to be ‘ultra’ slow and de-motivating. In the current economic situation, I appreciate faster result and turn around, and in my ‘test’ that’s equivalent to fast cash return i.e. profit.
Take for example my recent investment using my Employee Provident Fund.
I’ve been registering myself as a Unit Trust Consultant. I’ve taken the test, passed it but not actively promoting it. Come August and my license was about to expired. I received a letter reminding this but I believe I didn’t pay any attention to it so it was forgotten.
Until that day when the Guy who sign me up as an agent called me, “Hey Bro, your license is about to expire. I suggest you pump a bit of money in and you can use the commission from that to pay off the renewal fee.”
Well, I like the idea so I did as I was told.
You see, the best part about investing with EPF is I don’t physically see the money so I didn’t feel duped or seduced. What more, rather than letting the Government dictate what to do with my EPF, I can exercise a bit of control to where I want my hard earned money to end up.
Even with that, I can only pray and hope my money go to work and multiply. Even investing in mutual fund had it inherent, unavoidable risk.
And that was August…
When I saw my man a few days ago, I asked him, “Ey, when is the commission going to come in? I didn’t see it in my statement..”
“Have you checked your bank account?,” he asked.
“Nope.” I said. “Why?”
“The commission will be credited directly to your account, that’s why,” he said.
I went to the ATM straight away guess what… I can’t wipe off that smile on my face after seeing the balance. No wonder they said compound interest is the wonder of the world. And you know what…I want MORE!
Maybe that’s another story but for now, if I compared the time I spent building a website, creating content and getting traffic with save some money to invest, I can confidently said that I’ve done the wrong thing. Investing is FAR, far easier.
But looking from another angle, building an online business is also an investment. Only in my case, I haven’t got what I was hoping for or what I was expecting. And that easily was caused by too many factors.
If I consider my online biz as a setback, how do I overcome it?
If everybody else around the world is forecasting doom and gloom, would I just succumb to it and surrender?
No Sir not just yet. I still got a few tricks left under my sleeve and I think ‘it isn’t over ‘till the fat lady sing.’
I’ll keep looking and when I find it I know I’m going to reap all the rewards it got to offer. But that’s just me. How about you? I wish you’re in far better condition than me but if you’re not, let me leave you with a piece of advice: Don’t look up. Look down. Be thankful and know that there’s someone out there is doing much worse than you (e.g Mr. Lehman and Meryll 
So take care and never stop looking.